Buying Property in Marbella as a Foreigner [2026]

Due diligence, contract review, ITP 7%, Golden Visa and notary coordination for international buyers in Marbella.

7%
ITP Andalucía
500K€+
Golden Visa
4–8 sem.
Purchase timeline

Marbella: Costa del Sol's Luxury Property Market

Marbella is the premium real estate destination on the Costa del Sol and one of Europe's most dynamic luxury markets. Prices range from €2,000/m² in residential areas to over €10,000/m² on the Golden Mile, Puerto Banús and La Zagaleta. Buyers from around the world purchase properties here as a primary or secondary residence, as a tourist rental investment, or to qualify for the Spanish Golden Visa.

The purchase process as a foreigner involves: urgent NIE, Spanish bank account, property due diligence, arras contract review, notary coordination and ITP settlement (7% for resale in Andalucía). If the property exceeds €500,000, it may qualify for the Golden Visa.

ROI Calculator — Is Buying in Marbella Profitable?

Gross yield, net yield after IRNR, 5-year appreciation and Golden Visa metrics.

Property ROI Calculator — Marbella 2026

Gross/net yield, IRNR, Golden Visa & 5-year appreciation

€350,000
€100K€2M
20w

Include Golden Visa metrics (Ley 14/2013)

Requires minimum investment of €500,000

Return analysis

6.86%

Gross yield

3.37%

Net yield (after IRNR)

57%

5-year total return

Gross rental income/year€24,000
Annual costs (IBI + community + mgmt…)-€9,450
IRNR on rental (19%)-€2,765
Net annual income€11,786
Est. 5yr appreciation (+7%/yr, Marbella)+€140,893
Property value in 5 years€490,893

Indicative 2026 estimate. The 7%/yr appreciation is a Marbella historical average and does not guarantee future returns. Consult a tax advisor for your specific situation.

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Buying in Marbella?

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