Italian Expats Guide to Spain [2026] — NIE, Residency & Property on Costa del Sol
Area Guide5 June 202610 min read

Italian Expats Guide to Spain [2026] — NIE, Residency & Property on Costa del Sol

Complete guide for Italian nationals moving to Spain. EU registration made easy, IRNR 19% EU rate, Italian community in Málaga, property purchase process and double taxation treaty Spain-Italy.

#Italian expats Spain#italiani in Spagna#moving Spain from Italy#NIE Italy#Costa del Sol Italy

Italian Expats Guide to Spain [2026]

Italy is one of the largest sources of EU emigrants to Spain. With over 450,000 Italians registered in Spain (INE 2024), they form the third largest EU national group after Romanians and Germans. The Italian community has a strong presence in Barcelona and Madrid, but Málaga and Costa del Sol have been growing rapidly as preferred destinations, particularly for professionals, entrepreneurs and those seeking quality retirement.

Why Italians choose Spain

FactorSpain (Málaga)Italy (average)
Climate320 days sun, 18°C average250 days sun, 14°C average
Cost of livingModerate — lower than Milan/RomeHigher in northern Italy
LanguageSpanish — easy for Italian speakersItalian
Top IRPF/IRPEF rate47% (but with more deductions)43%
Beckham Law optionYes — 24% flat for 6 yearsNo equivalent
Property price (2BR coastal)€200,000–400,000€250,000–600,000 (Riviera)

Language advantage: Italian and Spanish share 85%+ lexical similarity. Most Italians become conversational in Spanish within 3–6 months. This facilitates faster social integration than for Nordic or Anglo-Saxon expats.

Residency — No visa needed

Italian citizens can move to Spain immediately as EU nationals. To formalise residence:

Getting the TIE (biometric residence card)

1. Obtain NIE number first (Comisaría de Policía, Form EX-15, fee €9.84)

2. Apply for TIE at the Extranjería with:

- Italian passport or national ID card

- Proof of address (rental contract)

- Proof of economic means: employment contract, pension, or bank statements (~€500/month minimum)

- Private health insurance OR proof of access to Spanish public health (e.g., employment with Social Security contributions)

3. Processing time: 4–8 weeks in Málaga

Tip: Italian nationals can use their Italian Carta d'Identità (national ID card) to enter Spain and for initial registration. A passport is not strictly required.

IRNR for Italian non-resident property owners

Italians who buy a second home on Costa del Sol without establishing Spanish tax residence must file the annual Modelo 210 IRNR:

Property statusTax baseRate (EU rate)
Not rented out1.1% of cadastral value19%
Rented outGross rental income19%

Deadline: 31 December each year for the prior calendar year.

Double Taxation Treaty Spain-Italy (1977): Spanish IRNR paid on Spanish property is creditable against Italian taxes, preventing double taxation.

Spanish IRPF for Italian tax residents

If you spend 183+ days/year in Spain, you become a Spanish tax resident and must file IRPF on worldwide income:

Annual incomeIRPF rate
Up to €12,45019%
€12,450–20,20024%
€20,200–35,20030%
Over €35,20037%–47%

Beckham Law — attractive for Italian professionals

New Spanish tax residents can apply for the Régimen Especial de Trabajadores Impatriados (Beckham Law):

  • Flat rate: 24% on Spanish-source income up to €600,000
  • Duration: 6 fiscal years
  • Available for: employees relocated to Spain, Digital Nomad Visa holders, directors of Spanish companies

For an Italian professional earning €80,000/year in Spain, the Beckham Law saves approximately €15,000/year in taxes compared to the standard IRPF.

Italian pensions in Spain

Under the Spain-Italy Double Taxation Treaty (1977):

  • Italian state pension (INPS): generally taxable in Italy, declared in Spain (credit prevents double taxation)
  • Private/occupational Italian pensions: generally taxable in Spain as a Spanish resident
  • Italian rental income: taxable in Italy (declared in Spain for worldwide income purposes)

Modelo 720: As a Spanish tax resident with Italian bank accounts, property or investments exceeding €50,000, you must file the Modelo 720 with Hacienda by 31 March.

The Italian community in Málaga and Costa del Sol

Málaga city — The new Italian hub

Málaga has attracted a dynamic Italian community in recent years:

  • Tech entrepreneurs: several Italian-founded startups based in Málaga
  • Artists and creatives: the Soho neighbourhood (Málaga's arts district) has a notable Italian presence
  • Restaurateurs: several excellent Italian restaurants opened by Italian expats (authentic pizza napoletana, pasta fresca)
  • Direct flights: Vueling, Ryanair, easyJet operate daily services from Milan, Rome, Turin, Naples, Bologna, Venice

The Italian Cultural Institute (Istituto Italiano di Cultura Seville/Málaga area) organises regular events.

Marbella and Fuengirola

Marbella attracts Italian buyers with high purchasing power:

  • Luxury properties in La Zagaleta, Sierra Blanca, and the Golden Mile
  • Several Italian restaurants and fashion boutiques in Puerto Banús

Fuengirola has a more family-oriented Italian community with affordable properties and good Italian schools and language options.

Buying property on Costa del Sol as an Italian

As an EU citizen, the process is the same as for other EU nationals:

1. NIE — essential before any property transaction

2. Spanish bank account — required for transaction (ING, BBVA, Sabadell)

3. Nota Simple — verify property ownership and encumbrances (€9 at Land Registry)

4. Reservation contract (reserva) — €3,000–10,000 deposit

5. Arras contract (compromiso de compraventa) — 10% deposit, binding

6. Notary signing — balance + taxes + fees

7. Land Registry registration — 2–4 weeks

Purchase costs in Andalucía

CostRate
ITP (resale)7%
VAT (new build)10% + 1.2% AJD
Notary + Registry + Legal~2%
**Total extras****~10–12%**

Checklist for Italian expats moving to Costa del Sol

  • [ ] NIE (Comisaría de Policía, Form EX-15, €9.84)
  • [ ] TIE (Extranjería) — bring ID card or passport
  • [ ] Empadronamiento (Ayuntamiento)
  • [ ] Spanish bank account
  • [ ] Register with local health centre (Centro de Salud) or get private insurance
  • [ ] Consider Beckham Law application (within 6 months of becoming Spanish resident)
  • [ ] Inform Italian tax authority (Agenzia delle Entrate) of residency change
  • [ ] File Modelo 720 if assets outside Spain > €50,000

Costa Expat assists Italian nationals with NIE, TIE, property purchases and tax registration across Costa del Sol. Our team is available in English and Spanish.

Frequently Asked Questions

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